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FAQ
ADVANCEMONEY.NET - FREQUENTLY ASKED QUESTIONS
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A payday loan is a short term cash advance loan, usually processed and available the next business day!
What do I need to qualify for a payday loan?
You must have worked at your current job for at least three (3) months, as well as (3) months at your current address and (3) months at your current bank account. You must have direct deposit of your paycheck into your checking or savings account account. You must have a checking or savings account that can be directly debited. You must have access to a fax machine.
What would disqualify me for a payday loan?
Having more than 4 NSF's in a 30 day period. Having too many loans with other payday loan companies. Not meeting any portion of the qualifying material.
How long does it take to be approved?
After completing our application and receiving all requested documents the approval process usually takes between one and two hours.
How much money can I be approved for?
Normally, the approved amount for a first time loan is between $100.00 and $300.00. However, we have given up to $500.00 for exceptionally qualified applicants and loan amounts can be increased in increments up to $1500.00 after successful payment of previous loans.
The cost is dependent on the amount of the loan issued. A typical fee is $30 per $100 borrowed. All fees are clearly defined in the disclosure agreement.
A payday loan is a loan between 8-20 days. Monthly pay customers are subject to an extra finance charge due to being more than 20 days. Loans can be extended easily by applying for an extension under existing customers.